this is why we're "poor"…
I decided I was going for it: “Can you get me your 2018 & 2019 W-2s, your last two paystubs, your last two statements from your checking account and 401k statements?” I shyly asked. No response. I should’ve known better than to ask you in …
The minimum payment on $55,000 of credit card debt is about $1,200 per month. That’s exactly why the primary focus of our paydown plan was addressing the high-interest credit card debt ASAP. We would have made those minimum payments until early 2027 before paying off …
Remember that time we bought a fixer-upper thinking a $60-65k rehab budget would cut it then ended up in the six figs? Oh right, of course you do, we just did that. At first, there was a part of me that was wondering if we …
You looked at our checking account this morning and ::POOF:: saw a deposit of $2,900 just dropped in out of nowhere. Well, word on the street is we might be getting stimulus checks as early as this week so that may or may not be …
It’s a week later and I think we’re all still hoping & waiting to wake up from this horrible nightmare. Kobe Bryant seemed invincible. He was going to live forever. So when the news started to break on Sunday, my first thought was that someone …
How much money did you make last month & where did it go? It’s impossible to be in control of your money if you don’t know where your money is going. It’s akin to…(seriously, I can’t think of a good analogy & I’ve come back …
It’s a fixer-upper but it has a lot of potential. I’m not sure if it feels like we were looking for a long time or not. Maybe it was because we were never seriously looking. It was always just one house that evening or a …
No one would believe how far, literally, $100.80 can take you. In the last two months, that amount of money has taken our entire family of four on roundtrip flights to Houston and the Hawaiian Island of Oahu. (Sure, Knox is a lap-carry since he’s …
A 0% balance transfer is a powerful thing when used correctly. A balance transfer is exactly what it sounds like. It allows you to transfer a balance from one creditor to another. The benefit is holding that balance at a promotional rate like 0% interest …
In my opinion, understanding the full scope of one’s debt has to be the first step in one’s journey towards FI. We’ve been paying off our debt rather casually since getting married. It wasn’t really til early 2018/after my layoff that we switched gears into …